What Do You Think About the Most - Your Future or Your Past

A new year is usually the time we reflect on our past.  It is quite normal to wonder what would have been different if you had or not done something.  If the past year was traumatic, we might wonder what would have happened if we had made a different decision.

This is a blogging challenge called Secret Subject Swap and I was asked to answer this question posted by Minette at Southern Belle Charm:  If you could go back 20 years for one hour and change the rest of your life, what would you change and why?